At any given moment, a person wants to pay the loan outstanding. The most common
reasons are: the lowest interest rates in other institutions, the reduction in payments due to the longer term, or
just the anticipation of payments to avoid interest.
To pay a loan outstanding is necessary to know precisely the current balance, which is obtained by applying a discount rate plus the addition of contractual charges.
From the standpoint of the borrower, the minimum parameter for a good negotiation is a discount rate equal to or greater than the interest rate on the original loan.
Calculate the payments for the new loan agreement.
Enter the requested data. Use the point as decimal separator. Ex. For the number 22,152.47; enter 22152.47; the results will be displayed automatically after you click "Calculate".
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